Top 8 PA Online Casinos with Best Payouts and Highest RTPs

Last updated on 07.11.2024

Pennsylvania online casinos offer diverse game selections, but maximizing returns requires understanding return-to-player (RTP) percentages. Here, we hand-picked the 8 best-paying online casinos in PA, considering factors beyond payout rates, including game variety, bonuses, security, and user experience. You will learn how to recognize a good RTP, explore factors influencing payout percentages, and strategies for maximizing your winnings.

Best-paying online casinos reviewed by Fred Williams
Details about the 8 best high RTP online casinos in PA
Learn about RTP, high RTP casino games and strategies

21 Evaluated casino apps
8Best-paying online casinos in detail
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Top 8 High RTP Casinos Caesars Palace – PLAY NOW

Responsible Gaming
Pennsylvania Gaming Control Board

Our selection of top Pennsylvania online casinos with high payout rates prioritizes high return-to-player percentages while upholding the highest standards of security and fairness. These websites offer various games, such as slots and table games, to suit all preferences. We’ve chosen casinos whose RPTs have been independently audited, and we evaluated the availability of generous bonuses.

Choosing the right option is simplified through our in-depth analysis, highlighting casinos that balance high payout potential with player protection and convenience. The table below shows our best-paying online casino recommendations, detailing each one’s rating, bonus offer specifics, RTP percentage, and available games.

Online Casino	Overall Rating	Bonus offer	Casino avg. RTP	Games	Action
Caesars	4.9/5 Very Good	100% up to: $1,000 on First Deposit	🏆 96.20%	Mobile, Jackpots: 0, Slots: 163	Play Now
BetRivers	4.8/5 Excellent	100% up to: $250 on First Deposit	🏆 97.20%	Live, Mobile, Slots: 502	Play Now
jackpotcity	4.8/5 Excellent	100% up to $1,000	🏆 97.48%	Live, Mobile, Slots: 450	Play Now
Spin Palace	4.7/5 Excellent	100% up to $1000	🏆 96.50%	Live, Mobile, Slots: 50+	Play Now
BetMGM	4.7/5 Excellent	100% up to: $1,000 + $25 on the House	🏆 96.50%	Live, Mobile, Slots: 238	Play Now
PokerStars Casino	4.7/5 Excellent	100% up to: $1,500 Welcome Offer	🏆 96.37%	Mobile, Jackpots: 2, Slots: 92	Play Now
Draft Kings	4.6/5 Excellent	100% up to: $2,000 + $50 in Free Credits	🏆 96.00%	Live, Mobile, Slots: 470	Play Now
Borgata	4.6/5 Excellent	100% up to: $1,000 + $20 Free on Sign Up	🏆 95.00%	Live, Mobile, Slots: 356	Play Now

We only recommend casinos that are tested and verified by:

Pennsylvania Gaming Control Board
National Council on Problem Gambling

What Are the 8 Best High RTP Online Casinos in PA?

To determine the best online casinos with high RTPs in Pennsylvania, we researched and compared their payout rates. Additionally, we have looked into other core criteria to determine the top choices, such as game variety, welcome bonuses, payment methods, customer support, licensing, and mobile optimization. After finding platforms covering these standards, we listed the top 8 casinos with high payouts below and highlighted their areas of expertise.

Caesars Palace Casino – Best casino with high RTP
BetRivers – High payouts & low wagering bonus
JackpotCity – Generous welcome offer
Spin Palace Casino – Flexible withdrawal limits
BetMGM – Best live dealers’ lobby
PokerStars – Excellent mobile app
DraftKings – Versatile payment methods
Borgata – Fast payout options

1. Caesars – Best Casino with High RTP

Caesars Palace Casino is a player favorite in Pennsylvania, celebrated for its high RTP of 96%. Launched in 2009, it features an extensive selection of games, including slots, blackjack, roulette, and baccarat, sourced from premier software providers like NetEnt and Playtech. Players can claim an attractive 100% deposit match of up to $2,500, which includes 2,500 Reward Credits after meeting the initial wagering requirement.

The casino offers a smooth and intuitive user interface, bolstered by multiple secure payment methods such as Visa, Mastercard, and PayPal. These methods enable fast payouts, typically processed within 1-3 days. Caesars Palace also excels in accessibility, offering both desktop and mobile apps that deliver seamless gameplay regardless of the device.

Pros:

Wide range of games from leading providers.
Competitive RTP at 96%.
Fast payout processing.

Cons:

High bonus playthrough requirements.

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2. BetRivers – High Payouts & Low Wagering Bonus

BetRivers is renowned for its high payout rates of up to 97.20% and user-focused features. Established in 2016, it boasts over 500 games from industry-leading providers like NetEnt, Scientific Games, and IGT. Players are greeted with a compelling 100% deposit match bonus of up to $250, with a low wagering requirement, making it accessible and rewarding for both new and seasoned players.

The platform is lauded for its intuitive interface, providing seamless navigation across both desktop and mobile devices via browser and app. BetRivers stands out for its fast and reliable payouts, supported by a wide range of secure payment options, including Visa, Mastercard, PayPal, and online banking, with withdrawals typically processed in up to 3 days.

Pros:

User-friendly platform with a feature-rich mobile app.
High RTP of 97.20% across its game offerings.
Fast and reliable payouts.

Cons:

Limited promotional offers compared to competitors.

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3. JackpotCity – Generous Welcome Offer

We chose Jackpot City thanks to its impressove RTP of 97.48%, which makes it one of the highest payout platforms in the region. Known for its vast selection of games, Jackpot City collaborates with top developers like Evolution and Games Global, delivering a wide variety of slots, table games, and live dealer options. Popular titles include Live Lightning Blackjack with payout rates up to 99.56%.

The platform supports multiple secure payment methods, including debit cards like Discover and e-wallets like Skrill and Venmo. Jackpot City’s mobile version has a sleek interface, which brings it a 4.7 out of 5 rating on the App Store. Moreover, the casino prioritizes responsible gambling, offering customizable deposit limits and time trackers.

Pros:

Competitive RTP across games.
User-friendly design with an optimized mobile app.
Multiple payment options.

Cons:

Customer service availability is restricted to specific hours.

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4. Spin Palace Casino – Flexible Withdrawal Limits

Spin Palace Casino offers over 162 games, among which you’ll find a distinctive slot selection. Popular options include Divine Fortune Megaways from NetEnt and branded games like Light & Wonder’s Squid Game: One Lucky Day.

We appreciate that Spin Palace Casino doesn’t have a maximum withdrawal set, while the minimum you can request is $10. You can receive your winnings via VIP Preferred, Cash at Cage, PayPal, and a dozen other reliable payment methods. The casino’s customer support is available 24/7 via live chat and phone, and there’s an FAQ section covering topics like promotions, safety, account settings, and game rules.

Pros:

Well-designed mobile app and user-friendly platform.
Quick withdrawals with e-wallets.
High RTP of 97.13% for slots.

Cons:

Bonus limited to slots play only.

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5. BetMGM – Best Live Dealers’ Lobby

Among the 800 games available at BetMGM, we counted over 86 table games and 20 live dealer options. The lobby is powered by the award-winning Evolution and offers roulette, baccarat, blackjack, casino poker, sic bo, and game shows. One of the best-paying games at BetGMG is Lightning Roulette, with multipliers up to 500x and an RTP of 97.30%.

You’ll have access to HD streaming and betting limits suitable for any budget – from $0.50 to $10,000. All games are accessible on the iOS and Android mobile apps, and there are 14 payment methods to choose from. BetMGM is a proud winner of the “Online Casino of the Year” at the 2023 American Gambling Awards, so you know there’s much to explore.

Pros:

Extensive live dealers’ lobby from Evolution.
Easy-to-use mobile app for seamless gameplay.
14 secure payment options.

Cons:

Higher-than-average playthrough requirements for bonuses.

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6. PokerStars – Excellent Mobile App

Best known for its online poker, PokerStars Casino offers over 450 other games, including slots, live dealer tables, and exclusive titles. The user-friendly app has a 4.5 out of 5 rating on iOS and features regular poker tournaments. Downloading it will take no more than a few minutes, but you can also access the mobile version via a browser and enjoy the same perks.

The average RTP is competitive at around 97%. However, its bonus terms can be overly complex, which may frustrate new users.

Pros:

A broad selection of poker and exclusive games.
Generous RTP.
Integrated and seamless app for poker, casino, and sports betting.

Cons:

Bonus terms and conditions can be complicated.

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7. DraftKings – Versatile Payment Methods

DraftKings has one of the most abundant game libraries in PA, with 700 slot titles and dozens of table games, such as blackjack and roulette. The best part is that the games are powered by software developers like IGT, Big Time Gaming, and NetEnt. Moreover, available on desktop and mobile, the platform seamlessly integrates DraftKings sportsbook and DFS.

You can deposit and withdraw via several e-wallets, including PayPal and Venmo. Debit cards, prepaid cards, online banking, e-checks, and Cash at Cage are also accepted. If you’re playing from your smartphone, you can also use Apple Pay. The minimum withdrawal is $10, with no upper limit.

Pros:

Extensive collection of over 700 slots and exclusive games.
Seamless integration with sports betting.
Over 15 payment methods are accepted.

Cons:

High wagering requirements for some promotions.

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8. Borgata – Fast Payout Options

Borgata Casino, part of MGM, is a well-established name in the market, offering over 1,500 games, including exclusive titles and progressive slots with jackpots. Here, you’ll find popular slots like Cleopatra, Book of Dead, and Divine Fortune. If you’re into table games, there’s Blackjack Xchange, First Person American Roulette, Casino Hold’em, and over 90 other options, including several live dealer tables.

Besides high-paying games, Borgata will provide fast withdrawal times. If you choose debit card or e-wallet, you’ll receive your winnings within 24 hours, and if you go to the casino cage, you can withdraw your money instantly. Keep in mind that an internal review process is in place, as is the case with all other casinos.

Pros:

Over 1,500 casino games.
Generous welcome bonuses.
Withdrawals within 24 hours after approval.

Cons:

Few live dealer games.

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Comparison of Best-Paying Online Casinos in Pennsylvania

The best-paying online casinos in Pennsylvania are directly compared based on their average RTP percentages. Additional factors to consider when comparing them are game selections, payment methods, and the welcome bonus. You can find a comparison of all mentioned factors, including payout percentages, in the table below.

Comparison of best-paying online casinos in Pennsylvania

Online Casino	Casino average RTP	Games (total)	Payment Methods	Welcome Bonus
BetRivers	97.20%	564	PayNearMe, Visa, Mastercard, PayPal, Online Banking	100% up to $250 on First Deposit
betMGM	96.50%	280	Mastercard, Visa, PayNearMe, Discover, Online Banking, PayPal	100% up to $1,000 + $25 on the House
Unibet	96.50%	192	Visa, Mastercard, PayPal, PayNearMe, Bank Transfer, Play+	100% up to $500 + $10 Free Play
Borgata	95.00%	416	Play+, Discover, PayNearMe, paywithmybank, Mastercard, PayPal, Visa	100% up to $1,000 + $20 Free on Sign Up
Caesars Casino	96.20%	175	ACH, Mastercard, Visa, Discover, Online Bank Transfer, PayPal, Play+	100% up to $1,000 on First Deposit
Pokerstars	96.37%	107	Visa, Mastercard, Bank Transfer, PayPal, Skrill, PayNearMe	100% up to $1,500 Welcome Offer
Draft Kings	96.00%	555	Online Banking, Visa, Mastercard, PayPal, DraftKings Gift Card	100% up to $2,000 + $50 in Free Credits

What Is an RTP (Return to Player)?

Return to player (RTP) is the percentage of total bets a casino game pays back to players over time. A higher RTP (generally above 96.00%) suggests better long-term payout potential. RTP varies by game; slots typically have a wider range than table games.

Factors influencing RTP include game design, paytable structure, bonus features, the random number generator (RNG), the house edge, and player skill (in skill-based games). Independent audits ensure RNG fairness and accurate RTP reporting, although minor discrepancies may exist across casinos. Always check the chosen game’s paytable or rules for specific information.

What Factors Influence RTP and Payouts in Online Casinos?

These are the factors that can influence RTP, both positively and negatively.

Game design and programming: The underlying code and algorithms of a game directly determine its RTP.
Paytable structure: The paytable dictates the reward amounts for various combinations of symbols or outcomes. Games with generous paytable structures will have higher RTPs.
Bonus features and frequency: Games with frequent and lucrative bonus rounds (free spins, multipliers, etc.) usually have higher RTPs because these features add to the overall return for players. Conversely, fewer or less valuable bonuses would negatively impact RTP.
Random number generator (RNG): A fair and certified RNG is crucial for accurate RTP. A flawed or manipulated RNG can skew results, decreasing or increasing the RTP from its intended value. Independent audits verify the RNG’s integrity.
House edge: The house edge is the inherent advantage the casino has over the player. A lower house edge leads to a higher RTP.
Player skill (in some games): Games like video poker and blackjack involve skill, allowing players to make strategic choices and potentially improve their chances of winning, thus indirectly influencing the actual return beyond the base RTP.
Return-to-player calculation methodology: Different casinos might use slightly different calculation methodologies for RTP, leading to minor discrepancies in reported values for the same game.

Many people think that variance (volatility) significantly influences RTPs in online casino games. RTP represents the average percentage of total bets a game returns to players over a long period. Variance, also known as volatility, describes the fluctuation in payouts of a casino game. It doesn’t directly affect the return to player percentage, which represents the theoretical long-term return rate.

Variance significantly impacts the player experience and the frequency and size of wins. A high-variance game will have infrequent large wins, whereas a low-variance game will have frequent small wins.

What Makes Online Casino Payouts Trustworthy and Reliable?

Trustworthy online casinos in Pennsylvania are licensed and regulated by the Pennsylvania Gaming Control Board (PGCB). Independent auditing agencies, such as eCOGRA and GLI, verify payout rates and ensure fairness.

These agencies test the random number generators used in online casino games. RNGs are algorithms that produce unpredictable results, ensuring each game outcome is random. Software developers create and integrate these mechanisms in their games, casinos offer them, and auditing agencies independently verify their fairness.

What Are the Benefits of Playing in the Best Payout Online Casinos?

Тхе best payout online casinos offer various benefits such as bonuses, safe payment methods, short withdrawal times, a user-friendly website, and reliable customer support. The main advantages of playing at the best-paying online casinos are listed below.

Attractive bonuses
Secure payment methods
Fast withdrawals
User-friendly interface
Responsive customer support
Responsible gaming features

Attractive bonuses could boost your bankroll. These include welcome bonuses, no-deposit bonuses, and loyalty programs offering rewards and promotions. These incentives extend playtime and improve your overall experience. Of course, always check for wagering requirements, validity, minimum deposit, and eligibility.

Secure payment options, including debit cards, e-wallets, and bank transfers, promise safe transactions. Fast withdrawal times are important, while intuitive website design and mobile apps improve user experience. At the recommended sites, you’ll find responsive customer support and responsible gaming features that further protect players.

Should I Only Play at the Top Online Casinos With High Payout Rates?

You should play at top casino sites with high payout rates if they fit your personal preferences. While high RTPs increase long-term winning potential, you can consider other factors when choosing between the best online casinos in Pennsylvania, such as game variety, bonus offers, security, payment method reliability and speed, and customer support quality.

What Are the Highest Payout Online Casino Games?

Different casino games offer varying RTPs. Slots generally have a wide RTP range (85.00%-99.00%), with some offering higher payouts than others. If played optimally, table games like blackjack and video poker often have higher RTPs (98.00%-99.50%) than slots. Live dealer games usually mirror the RTP of their land-based counterparts. Variance affects the short-term win frequency, but RTP determines the long-term return.

In Pennsylvanian online casinos, the slot RTP is regulated by code “461a.7. Slot machine minimum design standards,” which states that the minimum theoretical payout percentage may not be less than 85.00%.

Online Casino Game Payout (RTP) Percentages

Casino Game	Average RTP Percentage
Video Poker	99.50%
Blackjack	99.40%
Baccarat	98.90%
Craps	98.60%
Slots	96.00%

What Are the Online Casinos with the Highest Slot Payouts?

No single, universally agreed-upon list exists, as payout percentages vary across all online casinos and are subject to change. Identifying the best Slot Sites in PA requires attention to RTP figures, bonus offers, game selection, software providers, mobile availability, and payment methods.

Based on our research and opinions as gambling experts, below is a table with online casinos with the highest slot payouts, including the slot names and the RTP.

Online Casinos with high Slot Payouts

Online Casino	Slot	Slot Average RTP Percentage
BetRivers	Mega Joker (NetEnt)	99.00%
JackpotCity	Blood Suckers (NetEnt)	98.00%
Borgata	Starmania (NextGen)	99.00%
DraftKings	White Rabbit Megaways (Big Time Gaming)	97.77%

What Strategies Maximize Winnings in High RTP Online Casinos?

While luck plays a role, strategic play significantly impacts your success in high RTP online casinos. The strategies below can help you make the most of your gameplay.

Choose high-RTP games: Prioritize games with payout percentages exceeding 96%. Higher RTP indicates a greater chance of long-term winnings. Look for this information in the game’s paytable or online reviews.
Utilize bonuses wisely: Take advantage of casino bonuses, but carefully read the terms and conditions, particularly wagering requirements. Only accept bonuses that align with your playing style and budget.
Manage your bankroll: Set a realistic budget before playing and stick to it. Never chase losses, and consider using tools to track your spending and set deposit limits.
Practice responsible gambling: Gamble responsibly by setting time and money limits. Recognize gambling as entertainment, not a source of income. Seek help from resources if needed.
Learn basic strategy: For games like blackjack and video poker, mastering basic strategy improves your odds of winning by optimizing your decisions. Numerous resources offer guides and tutorials.

Best Payout Online Casinos vs Instant Payout Online Casinos

Online casinos with high payouts prioritize games with high RTPs, offering better long-term return potential. Fast payout casinos in Pennsylvania focus on quick withdrawal processing times. The key difference is that one reflects the return percentage, while the other offers a speedier way of cashing out winnings.

What Should You Consider While Choosing the Best-Paying Online Casinos in PA?

Choosing the best-paying online casinos in Pennsylvania requires careful consideration of several key factors beyond just high RTPs. To save you time, we listed the most important criteria for choosing the best-paying online casinos in PA.

High RTP Games: Prioritize casinos with games exhibiting high RTP percentages (above 96%).
Game Variety: Choose casinos offering a wide range of games to suit your preferences.
Reliable Payment Methods: Opt for casinos accepting trusted and secure payment providers.
Customer Support: Select casinos with responsive and readily available customer support channels.
Valid Licensing: Ensure the casino holds a valid license from the PGCB.
User-Friendly Interface: Choose casinos with easy-to-navigate websites and apps.
Reputable Reviews: Check reviews from multiple trusted online casino comparison sites.
Fair Bonus Offers: Look for casinos with transparent and fair bonus terms.

While a high RTP percentage is crucial for long-term returns, it shouldn’t be the deciding factor. A diverse game selection, safe and secure payment methods, mobile accessibility, an easy-to-navigate online casino app, helpful customer support, and a valid license are equally important factors for choosing an online casino.

How We Test, Review, and Rate PA Online Casinos

Our casino rating system comprehensively assesses Pennsylvania online casinos using a layered approach for transparency and objectivity. Key areas include security, user experience, game fairness, bonuses, payment methods, and customer support. Each receives a weighted score in our overall rating.

Security & Licensing: verified licenses, encryption, audits, and compliance.
User Experience & Accessibility: website design, mobile compatibility, and ease of use.
Game Variety, Playability & Fairness: diversity, RTP, RNG certification, and player feedback.
Bonuses, Promotions & Loyalty Programs: fairness, transparency, and user satisfaction.
Payment Methods, Payout Speed & Reliability: variety, speed, and reliability.
Customer Support & Satisfaction: quality, response times, and issue resolution.

Conclusion to the Top 8 Best-Paying Online Casinos in PA in 2025

The 8 best-paying online casinos in PA offer percentage payouts ranging from 85.00% to 99.00%, making them attractive to both new and experienced players. Additionally, the best online casinos with high RTP provide numerous casino games, bonuses, safe and fast payment methods, and a user-friendly mobile experience.

As the author of this guide, I conclude that choosing a Pennsylvania online casino is subjective. You should also consider factors such as game variety, bonus structures, secure payment methods, PGCB licensing, and customer support to make an informed decision. Each factor can be weighted according to individual priorities and preferences.

Pennsylvania’s best-paying online casinos offer a balance between high RTPs, rich game selections, and fair promotions.

Fred Williams Author and Casino Expert

Top 8 High RTP Casinos

Frequently Asked Questions

How do I find the RTP of a specific online casino game?

The RTP is usually listed in the game's paytable or rules section. You may also find it in online reviews or the casino's help section.

Are high RTP games guaranteed to make me money?

No. RTP represents the theoretical long-term return. Short-term results can vary significantly due to game variance (volatility). High RTP increases your chances of winning in the long run, but it does not guarantee profits.

How can I maximize my winnings in high RTP online casinos?

Choose high RTP games, utilize bonuses wisely, manage your bankroll effectively, practice responsible gambling, and learn basic strategies for games like blackjack and video poker.